Does Costco Take EBT or SNAP?

Updated Information for 2024

Navigating the landscape of food assistance benefits can be challenging, especially when shopping at wholesale giants like Costco. Many people wonder, "Does Costco accept EBT or SNAP benefits?" The answer to this question is a definitive yes. All Costco warehouse locations accept EBT cards for eligible food items, following state laws and regulations.

Understanding how to make the most of your shopping experience with an EBT card at Costco can be valuable. While the retailer offers bulk items and budget-friendly prices, it's important to know the specifics of what can be purchased with SNAP benefits. This knowledge ensures a smooth shopping trip without any surprises at checkout.

For those looking to maximize their savings, it’s also possible to shop with a family member or friend’s Costco membership card but pay using your own EBT card. The process is straightforward: the membership card is scanned for entry, and the EBT card is used for payment, making Costco a convenient option for SNAP recipients.

Costco's Policy on Accepting EBT/SNAP

Costco accepts EBT and SNAP benefits at all warehouse locations. Members can use their EBT or SNAP cards to purchase eligible items.

Each Costco warehouse follows state laws regarding the Supplemental Nutrition Assistance Program (SNAP). For specific items eligible for purchase, one should contact their state's SNAP agency.

EBT cards are treated like debit cards at Costco. Members can swipe their card at checkout to pay for approved groceries.

Payment Methods for Online Orders:

• Visa

• MasterCard

• Discover

• Costco Anywhere Visa by Citi

• Costco Shop Cards

Note: EBT/SNAP cards cannot be used for online purchases.

Using EBT/SNAP at Costco requires a valid membership. The cashier will scan the membership card before processing the EBT or SNAP payment.

The USDA sets guidelines for what can be bought with SNAP benefits. Examples of eligible items include fruits, vegetables, meat, dairy products, and non-alcoholic beverages.

By adhering to these policies, Costco ensures they provide a convenient shopping experience for members who rely on government assistance programs like EBT and SNAP.

Understanding EBT and SNAP

EBT cards and SNAP benefits are crucial components of the government benefits system, providing a lifeline for many households to purchase essential groceries. Wholesale retailers, including Costco, have specific policies regarding the use of these cards.

The Basics of EBT Cards and SNAP Benefits

Electronic Benefits Transfer (EBT) is a system through which state welfare departments distribute funds. These cards can be used similarly to debit cards at authorized retailers.

Supplemental Nutrition Assistance Program (SNAP) benefits assist low-income families in purchasing food. Previously known as food stamps, SNAP benefits are now issued electronically via EBT cards.

SNAP benefits are restricted to food items such as fruits, vegetables, bread, and dairy products. Prohibited items include alcoholic beverages, tobacco, vitamins, and non-food items.

How EBT Cards Work at Wholesale Retailers

Wholesale retailers, such as Costco, allow EBT card transactions for eligible items. During checkout, members can use their EBT cards to pay for SNAP-approved products.

Membership policies vary, but EBT cards can be used regardless of whose membership is being used for entry. However, items like hot foods, alcohol, and supplements, remain non-eligible.

State laws play a significant role in the specifics of what can be purchased. Customers should verify with their state agency for comprehensive guidance on permitted items.

Eligible Items for Purchase with EBT at Costco

Customers can use EBT cards at Costco to buy a variety of food items. Certain restrictions apply, though, which determine what can and cannot be purchased.

Understanding Eligible Food Items

EBT cards at Costco can be used to buy various fruits, vegetables, meat, poultry, and fish. Additionally, dairy products, bread, cereals, snack foods, and nonalcoholic beverages are also eligible. Seeds and plants that produce food are included as well, supporting home gardening for families.

These eligible items help low-income households maintain balanced diets.

Limitations and Prohibited Items

Certain items cannot be bought using EBT cards. Non-food items like household supplies, alcoholic beverages, vitamins, and prepared foods are not covered. The same applies to tobacco products and pet food.

These limitations are due to government regulations on the EBT program, ensuring that funds are spent on essential groceries.